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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,149 | $127,790-50.6% | $106,554-40.7% | $167,553-62.3% |
| Participation rate | 58.3% | 78.3%-19.9pp | 76.1%-17.8pp | 82.1%-23.8pp |
| Annual return | 10.13% | 33.88%-23.7pp | 26.80%-16.7pp | 478.89%-468.8pp |
| Employer contribution / active EE | $0 | $3,427-100.0% | $2,819-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $2,338 | $5,088-54.0% | $4,398-46.8% | $6,343-63.1% |
| Admin fee / account holder | $181 | $11,231-98.4% | $7,408-97.6% | $12,316-98.5% |