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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,130 | $101,950+18.8% | $125,529-3.5% | $86,983+39.3% |
| Participation rate | 69.4% | 70.2%-0.8pp | 74.7%-5.3pp | 69.5%-0.2pp |
| Annual return | 15.57% | 18.29%-2.7pp | 202.56%-187.0pp | 25.83%-10.3pp |
| Employer contribution / active EE | $2,307 | $2,358-2.2% | $3,058-24.6% | $2,584-10.7% |
| Participant deferral / active EE | $4,580 | $3,862+18.6% | $4,813-4.8% | $4,194+9.2% |
| Admin fee / account holder | $1,247 | $12,791-90.3% | $16,298-92.4% | $7,856-84.1% |