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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,145 | $81,208-14.9% | $98,920-30.1% | $79,856-13.4% |
| Participation rate | 74.4% | 72.5%+1.9pp | 76.0%-1.7pp | 69.6%+4.7pp |
| Annual return | 18.72% | 60.99%-42.3pp | 196.47%-177.8pp | 31.71%-13.0pp |
| Employer contribution / active EE | $410 | $1,960-79.1% | $2,689-84.8% | $2,471-83.4% |
| Participant deferral / active EE | $2,823 | $3,265-13.5% | $4,245-33.5% | $3,741-24.5% |
| Admin fee / account holder | $30,782 | $6,013+411.9% | $6,643+363.4% | $5,306+480.1% |