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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,230 | $73,019-31.2% | $90,766-44.7% | $68,490-26.7% |
| Participation rate | 97.8% | 70.8%+26.9pp | 75.7%+22.1pp | 67.9%+29.9pp |
| Annual return | -22.59% | -13.81%-8.8pp | -12.16%-10.4pp | -7.85%-14.7pp |
| Employer contribution / active EE | $1,900 | $2,193-13.3% | $2,922-35.0% | $2,597-26.8% |
| Participant deferral / active EE | $2,872 | $3,626-20.8% | $4,565-37.1% | $4,028-28.7% |
| Admin fee / account holder | $3,357 | $5,897-43.1% | $8,446-60.3% | $5,403-37.9% |