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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,130 | $94,031+28.8% | $115,768+4.6% | $82,448+46.9% |
| Participation rate | 69.4% | 70.4%-1.0pp | 74.4%-5.0pp | 68.1%+1.3pp |
| Annual return | 15.57% | 20.61%-5.0pp | 100.46%-84.9pp | 41.64%-26.1pp |
| Employer contribution / active EE | $2,307 | $2,323-0.7% | $2,940-21.5% | $2,551-9.6% |
| Participant deferral / active EE | $4,580 | $3,972+15.3% | $4,917-6.9% | $4,139+10.6% |
| Admin fee / account holder | $1,247 | $10,249-87.8% | $12,439-90.0% | $7,234-82.8% |