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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,596 | $87,132+21.2% | $105,6240% | $80,959+30.4% |
| Participation rate | 66.7% | 70.4%-3.8pp | 75.3%-8.6pp | 67.7%-1.0pp |
| Annual return | 14.79% | 17.03%-2.2pp | 116.20%-101.4pp | 35.67%-20.9pp |
| Employer contribution / active EE | $2,198 | $2,397-8.3% | $3,168-30.6% | $2,757-20.3% |
| Participant deferral / active EE | $4,529 | $3,985+13.6% | $5,013-9.6% | $4,300+5.3% |
| Admin fee / account holder | $3,294 | $8,449-61.0% | $10,961-69.9% | $6,925-52.4% |