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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,130 | $97,648+24.0% | $121,663-0.4% | $87,485+38.5% |
| Participation rate | 69.4% | 70.5%-1.1pp | 74.5%-5.1pp | 68.9%+0.5pp |
| Annual return | 15.57% | 18.03%-2.5pp | 147.54%-132.0pp | 26.06%-10.5pp |
| Employer contribution / active EE | $2,307 | $2,300+0.3% | $3,020-23.6% | $2,596-11.1% |
| Participant deferral / active EE | $4,580 | $3,923+16.7% | $4,887-6.3% | $4,274+7.2% |
| Admin fee / account holder | $1,247 | $11,100-88.8% | $14,289-91.3% | $7,775-84.0% |