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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,166 | $124,346-4.2% | $111,308+7.1% | $167,536-28.9% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 30.89% | 37.45%-6.6pp | 54.67%-23.8pp | 478.82%-447.9pp |
| Employer contribution / active EE | $1,351 | $3,437-60.7% | $2,732-50.5% | $4,839-72.1% |
| Participant deferral / active EE | $2,610 | $5,182-49.6% | $4,487-41.8% | $6,342-58.8% |
| Admin fee / account holder | $3,675 | $10,621-65.4% | $7,965-53.9% | $12,315-70.2% |