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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,823 | $92,219+0.7% | $76,767+20.9% | $135,380-31.4% |
| Participation rate | 88.9% | 79.8%+9.1pp | 77.0%+11.9pp | 82.6%+6.2pp |
| Annual return | 11.38% | 5.46%+5.9pp | 2.43%+9.0pp | 519.81%-508.4pp |
| Employer contribution / active EE | $1,115 | $3,216-65.3% | $2,485-55.1% | $4,779-76.7% |
| Participant deferral / active EE | $2,747 | $4,508-39.1% | $3,852-28.7% | $5,609-51.0% |
| Admin fee / account holder | $720 | $10,749-93.3% | $6,675-89.2% | $10,828-93.4% |