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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,057 | $197,637-57.0% | $177,848-52.2% | $158,982-46.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | -6.49% | 58.77%-65.3pp | 48.33%-54.8pp | 302.99%-309.5pp |
| Employer contribution / active EE | $2,818 | $6,698-57.9% | $5,919-52.4% | $4,763-40.8% |
| Participant deferral / active EE | $4,329 | $8,405-48.5% | $7,714-43.9% | $5,983-27.7% |
| Admin fee / account holder | $381 | $15,406-97.5% | $12,431-96.9% | $11,252-96.6% |