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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,368 | $227,291-40.9% | $214,702-37.4% | $155,188-13.4% |
| Participation rate | 90.9% | 88.0%+2.9pp | 87.5%+3.4pp | 80.8%+10.1pp |
| Annual return | 6.33% | 60.08%-53.7pp | 54.55%-48.2pp | 148.84%-142.5pp |
| Employer contribution / active EE | $4,857 | $6,772-28.3% | $6,461-24.8% | $4,248+14.3% |
| Participant deferral / active EE | $11,299 | $9,582+17.9% | $9,147+23.5% | $6,531+73.0% |
| Admin fee / account holder | $516 | $20,413-97.5% | $19,830-97.4% | $14,480-96.4% |