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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,116 | $129,737+35.7% | $119,126+47.8% | $154,746+13.8% |
| Participation rate | 80.0% | 78.9%+1.1pp | 75.8%+4.2pp | 80.7%-0.7pp |
| Annual return | 18.10% | 379.08%-361.0pp | 282.11%-264.0pp | 172.34%-154.2pp |
| Employer contribution / active EE | $2,413 | $4,375-44.9% | $4,034-40.2% | $4,379-44.9% |
| Participant deferral / active EE | $7,980 | $5,842+36.6% | $5,318+50.1% | $6,730+18.6% |
| Admin fee / account holder | $889 | $11,961-92.6% | $10,693-91.7% | $14,365-93.8% |