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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,734 | $106,280+0.4% | $96,538+10.6% | $139,487-23.5% |
| Participation rate | 80.0% | 77.8%+2.2pp | 74.3%+5.7pp | 80.3%-0.3pp |
| Annual return | 24.19% | 38.48%-14.3pp | 35.74%-11.5pp | 373.84%-349.6pp |
| Employer contribution / active EE | $2,074 | $4,107-49.5% | $3,740-44.5% | $4,755-56.4% |
| Participant deferral / active EE | $6,634 | $5,457+21.6% | $4,880+35.9% | $6,713-1.2% |
| Admin fee / account holder | $518 | $7,888-93.4% | $6,737-92.3% | $11,407-95.5% |