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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,302 | $115,814-14.3% | $101,275-1.9% | $158,982-37.5% |
| Participation rate | 69.2% | 79.4%-10.1pp | 75.8%-6.6pp | 82.0%-12.7pp |
| Annual return | 17.24% | 56.16%-38.9pp | 46.48%-29.2pp | 302.99%-285.8pp |
| Employer contribution / active EE | $1,763 | $4,176-57.8% | $3,660-51.8% | $4,763-63.0% |
| Participant deferral / active EE | $6,761 | $4,958+36.4% | $4,371+54.7% | $5,983+13.0% |
| Admin fee / account holder | $475 | $7,249-93.4% | $5,948-92.0% | $11,252-95.8% |