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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,508 | $93,064+28.4% | $74,577+60.2% | $273,972-56.4% |
| Participation rate | 76.9% | 74.9%+2.0pp | 68.1%+8.8pp | 83.0%-6.1pp |
| Annual return | -4.63% | 26.18%-30.8pp | 20.47%-25.1pp | 41.46%-46.1pp |
| Employer contribution / active EE | $71 | $3,160-97.7% | $2,525-97.2% | $4,869-98.5% |
| Participant deferral / active EE | $3,502 | $4,160-15.8% | $3,458+1.3% | $5,287-33.8% |
| Admin fee / account holder | $1,078 | $5,273-79.6% | $4,138-74.0% | $10,133-89.4% |