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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,333 | $107,809+43.2% | $97,032+59.1% | $155,188-0.6% |
| Participation rate | 62.5% | 75.5%-13.0pp | 71.6%-9.1pp | 80.8%-18.3pp |
| Annual return | 18.23% | 38.06%-19.8pp | 35.38%-17.1pp | 148.84%-130.6pp |
| Employer contribution / active EE | $686 | $2,911-76.4% | $2,629-73.9% | $4,248-83.9% |
| Participant deferral / active EE | $3,626 | $5,129-29.3% | $4,672-22.4% | $6,531-44.5% |
| Admin fee / account holder | $13,555 | $10,717+26.5% | $9,418+43.9% | $14,480-6.4% |