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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,510 | $106,008-0.5% | $92,240+14.4% | $147,586-28.5% |
| Participation rate | 90.0% | 80.4%+9.6pp | 76.5%+13.5pp | 82.8%+7.2pp |
| Annual return | 18.95% | 50.05%-31.1pp | 176.29%-157.3pp | 578.59%-559.6pp |
| Employer contribution / active EE | $3,566 | $4,333-17.7% | $3,680-3.1% | $4,876-26.9% |
| Participant deferral / active EE | $6,684 | $4,478+49.2% | $3,897+71.5% | $5,439+22.9% |
| Admin fee / account holder | $623 | $6,333-90.2% | $5,194-88.0% | $10,886-94.3% |