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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,700 | $99,345+4.4% | $84,753+22.4% | $273,972-62.1% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 7.23% | 22.93%-15.7pp | 22.78%-15.6pp | 41.46%-34.2pp |
| Employer contribution / active EE | $3,113 | $4,214-26.1% | $3,574-12.9% | $4,869-36.1% |
| Participant deferral / active EE | $5,664 | $4,270+32.6% | $3,712+52.6% | $5,287+7.1% |
| Admin fee / account holder | $3,222 | $6,645-51.5% | $5,333-39.6% | $10,133-68.2% |