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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $430,621 | $148,629+189.7% | $135,982+216.7% | $139,487+208.7% |
| Participation rate | 94.4% | 83.9%+10.6pp | 81.9%+12.5pp | 80.3%+14.1pp |
| Annual return | 32.80% | 79.33%-46.5pp | 68.32%-35.5pp | 373.84%-341.0pp |
| Employer contribution / active EE | $8,107 | $5,247+54.5% | $4,859+66.8% | $4,755+70.5% |
| Participant deferral / active EE | $9,712 | $8,102+19.9% | $7,760+25.2% | $6,713+44.7% |
| Admin fee / account holder | $6,513 | $12,406-47.5% | $10,767-39.5% | $11,407-42.9% |