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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,011 | $138,114+130.3% | $125,391+153.6% | $134,545+136.4% |
| Participation rate | 89.5% | 84.5%+5.0pp | 82.4%+7.1pp | 81.2%+8.2pp |
| Annual return | -20.64% | 750.88%-771.5pp | 572.41%-593.1pp | 418.37%-439.0pp |
| Employer contribution / active EE | $7,069 | $5,246+34.7% | $4,816+46.8% | $4,742+49.1% |
| Participant deferral / active EE | $9,536 | $7,801+22.2% | $7,448+28.0% | $6,401+49.0% |
| Admin fee / account holder | $8,189 | $11,570-29.2% | $10,009-18.2% | $11,431-28.4% |