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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,771 | $157,304+80.4% | $141,197+101.0% | $152,909+85.6% |
| Participation rate | 93.8% | 84.8%+8.9pp | 82.5%+11.3pp | 82.5%+11.3pp |
| Annual return | 28.48% | 64.34%-35.9pp | 71.41%-42.9pp | 345.46%-317.0pp |
| Employer contribution / active EE | $7,742 | $5,263+47.1% | $4,736+63.5% | $4,764+62.5% |
| Participant deferral / active EE | $6,662 | $7,111-6.3% | $6,710-0.7% | $5,851+13.8% |
| Admin fee / account holder | $763 | $12,126-93.7% | $10,265-92.6% | $11,601-93.4% |