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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,457 | $81,208-0.9% | $98,916-18.7% | $79,858+0.8% |
| Participation rate | 97.5% | 72.5%+25.0pp | 76.0%+21.5pp | 69.6%+27.9pp |
| Annual return | 13.08% | 60.99%-47.9pp | 196.45%-183.4pp | 31.72%-18.6pp |
| Employer contribution / active EE | $196 | $1,960-90.0% | $2,689-92.7% | $2,471-92.1% |
| Participant deferral / active EE | $3,855 | $3,265+18.1% | $4,245-9.2% | $3,740+3.1% |
| Admin fee / account holder | $39,989 | $6,013+565.1% | $6,642+502.0% | $5,306+653.7% |