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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,564 | $58,828+42.0% | $78,002+7.1% | $62,881+32.9% |
| Participation rate | 93.0% | 71.1%+21.9pp | 75.5%+17.5pp | 69.3%+23.7pp |
| Annual return | 7.34% | 17.16%-9.8pp | 425.99%-418.6pp | 20.14%-12.8pp |
| Employer contribution / active EE | $0 | $1,672-100.0% | $2,470-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $3,586 | $2,686+33.5% | $3,497+2.5% | $3,203+12.0% |
| Admin fee / account holder | $8,018 | $4,393+82.5% | $5,481+46.3% | $4,296+86.7% |