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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,442 | $29,733-31.2% | $56,025-63.5% | $80,959-74.7% |
| Participation rate | 44.2% | 41.7%+2.5pp | 52.5%-8.3pp | 67.7%-23.5pp |
| Annual return | 11.15% | 35.28%-24.1pp | 1712.69%-1701.5pp | 35.67%-24.5pp |
| Employer contribution / active EE | $679 | $672+1.1% | $1,042-34.8% | $2,757-75.4% |
| Participant deferral / active EE | $1,339 | $1,229+8.9% | $1,955-31.5% | $4,300-68.9% |
| Admin fee / account holder | $1,038 | $2,434-57.4% | $2,828-63.3% | $6,925-85.0% |