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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,442 | $29,716-31.2% | $56,077-63.5% | $80,925-74.7% |
| Participation rate | 44.2% | 41.7%+2.5pp | 52.5%-8.3pp | 67.7%-23.5pp |
| Annual return | 11.15% | 35.30%-24.2pp | 1709.28%-1698.1pp | 35.65%-24.5pp |
| Employer contribution / active EE | $679 | $671+1.2% | $1,040-34.7% | $2,756-75.4% |
| Participant deferral / active EE | $1,339 | $1,228+9.0% | $1,954-31.5% | $4,299-68.8% |
| Admin fee / account holder | $1,038 | $2,432-57.3% | $2,825-63.3% | $6,940-85.0% |