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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,012 | $29,319-14.7% | $52,425-52.3% | $82,448-69.7% |
| Participation rate | 31.0% | 46.9%-15.8pp | 55.6%-24.6pp | 68.1%-37.0pp |
| Annual return | 14.68% | 535.20%-520.5pp | 302.12%-287.4pp | 41.64%-27.0pp |
| Employer contribution / active EE | $345 | $586-41.1% | $914-62.2% | $2,551-86.5% |
| Participant deferral / active EE | $595 | $1,171-49.2% | $1,790-66.7% | $4,139-85.6% |
| Admin fee / account holder | $1,503 | $1,962-23.4% | $2,495-39.8% | $7,234-79.2% |