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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,104 | $58,828+31.1% | $78,002-1.2% | $62,881+22.6% |
| Participation rate | 61.8% | 71.1%-9.3pp | 75.5%-13.8pp | 69.3%-7.5pp |
| Annual return | 6.57% | 17.16%-10.6pp | 425.99%-419.4pp | 20.14%-13.6pp |
| Employer contribution / active EE | $1,904 | $1,672+13.9% | $2,470-22.9% | $2,281-16.5% |
| Participant deferral / active EE | $3,516 | $2,686+30.9% | $3,497+0.5% | $3,203+9.8% |
| Admin fee / account holder | $10,472 | $4,393+138.4% | $5,481+91.1% | $4,296+143.8% |