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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,741 | $81,208+61.0% | $98,920+32.2% | $79,856+63.7% |
| Participation rate | 73.1% | 72.5%+0.6pp | 76.0%-3.0pp | 69.6%+3.4pp |
| Annual return | 24.57% | 60.99%-36.4pp | 196.47%-171.9pp | 31.71%-7.1pp |
| Employer contribution / active EE | $3,490 | $1,960+78.1% | $2,689+29.8% | $2,471+41.2% |
| Participant deferral / active EE | $1,970 | $3,265-39.7% | $4,245-53.6% | $3,741-47.3% |
| Admin fee / account holder | $12,488 | $6,013+107.7% | $6,643+88.0% | $5,306+135.3% |