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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,872 | $136,860+40.2% | $120,344+59.4% | $154,746+24.0% |
| Participation rate | 65.0% | 79.9%-14.9pp | 76.7%-11.7pp | 80.7%-15.7pp |
| Annual return | 17.90% | 21.38%-3.5pp | 20.30%-2.4pp | 172.34%-154.4pp |
| Employer contribution / active EE | $2,282 | $3,533-35.4% | $3,020-24.4% | $4,379-47.9% |
| Participant deferral / active EE | $4,624 | $5,793-20.2% | $5,135-10.0% | $6,730-31.3% |
| Admin fee / account holder | $198 | $15,393-98.7% | $12,742-98.4% | $14,365-98.6% |