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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,793 | $110,240+37.7% | $96,544+57.2% | $139,487+8.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 9.06% | 26.41%-17.4pp | 25.88%-16.8pp | 373.84%-364.8pp |
| Employer contribution / active EE | $6,958 | $3,622+92.1% | $2,966+134.6% | $4,755+46.3% |
| Participant deferral / active EE | $7,270 | $5,549+31.0% | $4,851+49.8% | $6,713+8.3% |
| Admin fee / account holder | $128,910 | $11,602+1011.1% | $8,254+1461.7% | $11,407+1030.1% |