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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,241 | $124,346+135.8% | $111,308+163.4% | $167,536+75.0% |
| Participation rate | 92.9% | 79.6%+13.2pp | 77.3%+15.5pp | 82.1%+10.7pp |
| Annual return | 6.32% | 37.45%-31.1pp | 54.67%-48.3pp | 478.82%-472.5pp |
| Employer contribution / active EE | $3,749 | $3,437+9.1% | $2,732+37.2% | $4,839-22.5% |
| Participant deferral / active EE | $8,813 | $5,182+70.1% | $4,487+96.4% | $6,342+39.0% |
| Admin fee / account holder | $16,913 | $10,621+59.2% | $7,965+112.3% | $12,315+37.3% |