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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,597 | $106,247-67.4% | $96,515-64.2% | $139,466-75.2% |
| Participation rate | 69.2% | 77.8%-8.6pp | 74.3%-5.1pp | 80.3%-11.1pp |
| Annual return | 16.21% | 38.47%-22.3pp | 35.73%-19.5pp | 373.66%-357.5pp |
| Employer contribution / active EE | $8,756 | $4,106+113.3% | $3,740+134.1% | $4,754+84.2% |
| Participant deferral / active EE | $5,051 | $5,456-7.4% | $4,880+3.5% | $6,712-24.8% |
| Admin fee / account holder | $737 | $7,885-90.7% | $6,735-89.1% | $11,409-93.5% |