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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,719 | $107,368-16.4% | $92,915-3.4% | $152,909-41.3% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 23.03% | 145.64%-122.6pp | 109.45%-86.4pp | 345.46%-322.4pp |
| Employer contribution / active EE | $10,540 | $4,222+149.6% | $3,653+188.5% | $4,764+121.3% |
| Participant deferral / active EE | $7,238 | $4,848+49.3% | $4,238+70.8% | $5,851+23.7% |
| Admin fee / account holder | $868 | $7,082-87.7% | $5,796-85.0% | $11,601-92.5% |