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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,900 | $115,814-6.8% | $101,275+6.5% | $158,982-32.1% |
| Participation rate | 72.7% | 79.4%-6.6pp | 75.8%-3.1pp | 82.0%-9.2pp |
| Annual return | 19.50% | 56.16%-36.7pp | 46.48%-27.0pp | 302.99%-283.5pp |
| Employer contribution / active EE | $7,200 | $4,176+72.4% | $3,660+96.7% | $4,763+51.2% |
| Participant deferral / active EE | $3,562 | $4,958-28.2% | $4,371-18.5% | $5,983-40.5% |
| Admin fee / account holder | $5,535 | $7,249-23.6% | $5,948-6.9% | $11,252-50.8% |