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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,066 | $56,431-32.5% | $130,788-70.9% | $87,485-56.5% |
| Participation rate | 94.1% | 58.9%+35.2pp | 70.1%+24.0pp | 68.9%+25.2pp |
| Annual return | 8.50% | 91.27%-82.8pp | 386.44%-377.9pp | 26.06%-17.6pp |
| Employer contribution / active EE | $1,465 | $1,549-5.4% | $3,558-58.8% | $2,596-43.6% |
| Participant deferral / active EE | $4,468 | $2,749+62.5% | $4,137+8.0% | $4,274+4.6% |
| Admin fee / account holder | $10,233 | $4,433+130.9% | $6,673+53.4% | $7,775+31.6% |