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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,717 | $49,199-37.6% | $121,204-74.7% | $75,173-59.1% |
| Participation rate | 96.6% | 55.4%+41.1pp | 69.5%+27.0pp | 67.2%+29.3pp |
| Annual return | 1.48% | 56.04%-54.6pp | 987.18%-985.7pp | 160.72%-159.2pp |
| Employer contribution / active EE | $1,399 | $1,547-9.6% | $4,170-66.5% | $2,671-47.6% |
| Participant deferral / active EE | $5,589 | $2,630+112.5% | $4,083+36.9% | $4,126+35.4% |
| Admin fee / account holder | $2,679 | $3,946-32.1% | $5,651-52.6% | $5,651-52.6% |