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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,932 | $58,726-50.7% | $142,898-79.8% | $85,847-66.3% |
| Participation rate | 93.1% | 58.5%+34.6pp | 72.0%+21.1pp | 69.3%+23.8pp |
| Annual return | 6.33% | 27.73%-21.4pp | 5639.64%-5633.3pp | 318.61%-312.3pp |
| Employer contribution / active EE | $688 | $1,424-51.7% | $4,146-83.4% | $2,565-73.2% |
| Participant deferral / active EE | $1,189 | $2,609-54.4% | $3,838-69.0% | $3,952-69.9% |
| Admin fee / account holder | $497 | $4,234-88.3% | $6,560-92.4% | $6,261-92.1% |