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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $462,734 | $114,119+305.5% | $107,187+331.7% | $138,895+233.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 17.41% | 273.21%-255.8pp | 204.55%-187.1pp | 145.39%-128.0pp |
| Employer contribution / active EE | $117 | $4,059-97.1% | $3,782-96.9% | $4,194-97.2% |
| Participant deferral / active EE | $2,391 | $5,538-56.8% | $5,096-53.1% | $6,396-62.6% |
| Admin fee / account holder | $5,411 | $10,024-46.0% | $9,162-40.9% | $12,562-56.9% |