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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,455 | $69,977-3.6% | $108,582-37.9% | $62,881+7.3% |
| Participation rate | 81.3% | 72.9%+8.4pp | 79.6%+1.7pp | 69.3%+11.9pp |
| Annual return | 7.75% | 10.73%-3.0pp | -51.70%+59.4pp | 20.14%-12.4pp |
| Employer contribution / active EE | $2,100 | $2,135-1.6% | $3,758-44.1% | $2,281-7.9% |
| Participant deferral / active EE | $4,367 | $3,165+38.0% | $4,311+1.3% | $3,203+36.3% |
| Admin fee / account holder | $1,894 | $5,076-62.7% | $7,645-75.2% | $4,296-55.9% |