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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,203 | $101,798-35.9% | $165,071-60.5% | $80,935-19.4% |
| Participation rate | 76.7% | 71.8%+4.9pp | 78.6%-1.9pp | 67.7%+9.1pp |
| Annual return | 6.99% | 16.73%-9.7pp | 70.17%-63.2pp | 35.66%-28.7pp |
| Employer contribution / active EE | $2,298 | $2,954-22.2% | $4,347-47.2% | $2,757-16.7% |
| Participant deferral / active EE | $3,750 | $4,476-16.2% | $6,035-37.9% | $4,299-12.8% |
| Admin fee / account holder | $7,514 | $8,221-8.6% | $12,695-40.8% | $6,924+8.5% |