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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,185 | $114,712-38.8% | $173,730-59.6% | $87,485-19.8% |
| Participation rate | 91.5% | 73.0%+18.5pp | 79.6%+12.0pp | 68.9%+22.6pp |
| Annual return | 15.65% | 20.18%-4.5pp | 19.96%-4.3pp | 26.06%-10.4pp |
| Employer contribution / active EE | $636 | $2,904-78.1% | $4,577-86.1% | $2,596-75.5% |
| Participant deferral / active EE | $3,677 | $4,642-20.8% | $6,326-41.9% | $4,274-14.0% |
| Admin fee / account holder | $8,453 | $10,210-17.2% | $17,523-51.8% | $7,775+8.7% |