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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,994 | $101,778-37.1% | $164,975-61.2% | $80,925-20.9% |
| Participation rate | 88.7% | 71.8%+16.9pp | 78.6%+10.1pp | 67.7%+21.1pp |
| Annual return | 11.67% | 16.73%-5.1pp | 70.12%-58.5pp | 35.65%-24.0pp |
| Employer contribution / active EE | $524 | $2,954-82.2% | $4,343-87.9% | $2,756-81.0% |
| Participant deferral / active EE | $3,172 | $4,477-29.1% | $6,033-47.4% | $4,299-26.2% |
| Admin fee / account holder | $14,405 | $8,221+75.2% | $12,688+13.5% | $6,940+107.6% |