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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,229 | $91,537-25.5% | $130,045-47.5% | $75,173-9.2% |
| Participation rate | 90.2% | 71.5%+18.7pp | 78.5%+11.7pp | 67.2%+23.0pp |
| Annual return | 22.83% | -631.55%+654.4pp | -137.30%+160.1pp | 160.72%-137.9pp |
| Employer contribution / active EE | $613 | $2,845-78.4% | $4,321-85.8% | $2,671-77.0% |
| Participant deferral / active EE | $3,922 | $4,343-9.7% | $5,820-32.6% | $4,126-4.9% |
| Admin fee / account holder | $8,597 | $6,780+26.8% | $10,600-18.9% | $5,651+52.1% |