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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,185 | $108,825-35.5% | $156,181-55.1% | $82,448-14.9% |
| Participation rate | 91.5% | 72.4%+19.2pp | 78.8%+12.7pp | 68.1%+23.5pp |
| Annual return | 15.65% | 20.59%-4.9pp | 64.87%-49.2pp | 41.64%-26.0pp |
| Employer contribution / active EE | $636 | $2,870-77.9% | $4,294-85.2% | $2,551-75.1% |
| Participant deferral / active EE | $3,677 | $4,577-19.7% | $6,132-40.0% | $4,139-11.2% |
| Admin fee / account holder | $8,453 | $9,341-9.5% | $14,586-42.0% | $7,234+16.8% |