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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,994 | $101,795-37.1% | $165,100-61.2% | $80,959-21.0% |
| Participation rate | 88.7% | 71.8%+16.9pp | 78.6%+10.1pp | 67.7%+21.0pp |
| Annual return | 11.67% | 16.73%-5.1pp | 70.21%-58.5pp | 35.67%-24.0pp |
| Employer contribution / active EE | $524 | $2,954-82.2% | $4,348-87.9% | $2,757-81.0% |
| Participant deferral / active EE | $3,172 | $4,476-29.1% | $6,035-47.4% | $4,300-26.2% |
| Admin fee / account holder | $14,405 | $8,221+75.2% | $12,696+13.5% | $6,925+108.0% |