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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $377,648 | $155,555+142.8% | $146,866+157.1% | $155,188+143.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 17.28% | 115.41%-98.1pp | 102.85%-85.6pp | 148.84%-131.6pp |
| Employer contribution / active EE | $3,968 | $4,647-14.6% | $4,425-10.3% | $4,248-6.6% |
| Participant deferral / active EE | $13,021 | $8,044+61.9% | $7,759+67.8% | $6,531+99.4% |
| Admin fee / account holder | $2,222 | $14,755-84.9% | $13,620-83.7% | $14,480-84.7% |