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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,341 | $176,105+72.2% | $159,474+90.2% | $167,536+81.1% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 15.20% | 331.91%-316.7pp | 263.68%-248.5pp | 478.82%-463.6pp |
| Employer contribution / active EE | $4,000 | $5,299-24.5% | $4,831-17.2% | $4,839-17.3% |
| Participant deferral / active EE | $12,857 | $7,751+65.9% | $7,353+74.8% | $6,342+102.7% |
| Admin fee / account holder | $7,761 | $12,559-38.2% | $10,802-28.2% | $12,315-37.0% |