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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,102 | $138,076+102.1% | $123,553+125.9% | $135,380+106.2% |
| Participation rate | 77.8% | 84.7%-7.0pp | 82.3%-4.5pp | 82.6%-4.9pp |
| Annual return | -3.45% | 153.70%-157.2pp | 119.21%-122.7pp | 519.81%-523.3pp |
| Employer contribution / active EE | $3,672 | $5,152-28.7% | $4,628-20.6% | $4,779-23.2% |
| Participant deferral / active EE | $11,170 | $6,800+64.3% | $6,426+73.8% | $5,609+99.2% |
| Admin fee / account holder | $6,236 | $10,917-42.9% | $9,284-32.8% | $10,828-42.4% |