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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,400 | $106,749-33.1% | $145,433-50.9% | $82,448-13.4% |
| Participation rate | 80.4% | 75.6%+4.8pp | 82.1%-1.7pp | 68.1%+12.4pp |
| Annual return | 14.14% | 27.59%-13.4pp | 66.58%-52.4pp | 41.64%-27.5pp |
| Employer contribution / active EE | $1,061 | $3,444-69.2% | $4,554-76.7% | $2,551-58.4% |
| Participant deferral / active EE | $3,810 | $6,519-41.6% | $7,897-51.8% | $4,139-8.0% |
| Admin fee / account holder | $932 | $8,390-88.9% | $13,129-92.9% | $7,234-87.1% |