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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,533 | $77,638-11.7% | $156,551-56.2% | $62,881+9.0% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 2.98% | 50.33%-47.3pp | 32.23%-29.2pp | 20.14%-17.2pp |
| Employer contribution / active EE | $4,268 | $3,444+23.9% | $5,501-22.4% | $2,281+87.1% |
| Participant deferral / active EE | $3,075 | $3,046+1.0% | $4,871-36.9% | $3,203-4.0% |
| Admin fee / account holder | $6,099 | $5,561+9.7% | $13,028-53.2% | $4,296+42.0% |