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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,763 | $77,920-2.8% | $149,723-49.4% | $75,177+0.8% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 13.06% | 31.72%-18.7pp | 134.50%-121.4pp | 160.75%-147.7pp |
| Employer contribution / active EE | $4,896 | $3,138+56.0% | $4,821+1.6% | $2,671+83.3% |
| Participant deferral / active EE | $3,557 | $3,411+4.3% | $5,682-37.4% | $4,126-13.8% |
| Admin fee / account holder | $6,007 | $5,951+1.0% | $13,215-54.5% | $5,651+6.3% |