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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,437 | $87,037+48.7% | $106,201+21.9% | $80,874+60.0% |
| Participation rate | 75.6% | 70.4%+5.2pp | 75.3%+0.3pp | 67.6%+8.0pp |
| Annual return | 12.96% | 17.05%-4.1pp | 116.26%-103.3pp | 35.62%-22.7pp |
| Employer contribution / active EE | $517 | $2,396-78.4% | $3,170-83.7% | $2,756-81.2% |
| Participant deferral / active EE | $4,507 | $3,986+13.1% | $5,012-10.1% | $4,297+4.9% |
| Admin fee / account holder | $1,458 | $8,434-82.7% | $11,039-86.8% | $6,935-79.0% |