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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,437 | $87,132+48.6% | $105,624+22.5% | $80,959+59.9% |
| Participation rate | 75.6% | 70.4%+5.2pp | 75.3%+0.3pp | 67.7%+7.9pp |
| Annual return | 12.96% | 17.03%-4.1pp | 116.20%-103.2pp | 35.67%-22.7pp |
| Employer contribution / active EE | $517 | $2,397-78.4% | $3,168-83.7% | $2,757-81.2% |
| Participant deferral / active EE | $4,507 | $3,985+13.1% | $5,013-10.1% | $4,300+4.8% |
| Admin fee / account holder | $1,458 | $8,449-82.7% | $10,961-86.7% | $6,925-78.9% |