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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,604 | $166,089+58.1% | $164,928+59.2% | $145,978+79.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 15.93% | 100.26%-84.3pp | 70.08%-54.2pp | 550.52%-534.6pp |
| Employer contribution / active EE | $1,255 | $5,276-76.2% | $4,343-71.1% | $4,662-73.1% |
| Participant deferral / active EE | $6,157 | $6,961-11.6% | $6,034+2.0% | $6,690-8.0% |
| Admin fee / account holder | $3,380 | $16,641-79.7% | $12,684-73.4% | $13,400-74.8% |