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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,350 | $152,612+26.7% | $125,192+54.4% | $152,897+26.5% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 24.32% | 54.85%-30.5pp | 43.79%-19.5pp | 345.43%-321.1pp |
| Employer contribution / active EE | $3,500 | $4,947-29.3% | $3,866-9.5% | $4,764-26.5% |
| Participant deferral / active EE | $3,394 | $5,868-42.2% | $4,937-31.3% | $5,851-42.0% |
| Admin fee / account holder | $2,410 | $13,437-82.1% | $9,704-75.2% | $11,599-79.2% |