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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,710 | $144,130+5.3% | $117,861+28.7% | $147,586+2.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 21.85% | 531.20%-509.3pp | 335.11%-313.3pp | 578.59%-556.7pp |
| Employer contribution / active EE | $672 | $4,897-86.3% | $3,786-82.3% | $4,876-86.2% |
| Participant deferral / active EE | $2,030 | $5,316-61.8% | $4,482-54.7% | $5,439-62.7% |
| Admin fee / account holder | $2,081 | $10,887-80.9% | $8,021-74.0% | $10,886-80.9% |